Can Cool Little Shops Reopen After Hurricane Harvey? Check Their Insurance Policies

ROCKPORT — After running a popular food truck in this beach town, Melissa Smith took a giant step three months ago: she rented space in a commercial building downtown and opened Always Sunny Fudge & Ice Cream.Last week, Hurricane Harvey peeled the roof off the place and drenched it. Ruined were the cases where she displayed handmade candy and sweets, as well as the equipment she used to make gyros and mango drinks.And she got an even nastier surprise: the building was not insured and will probably have to be demolished. Which means she can’t reopen, even though her own insurance on the shop’s contents should cover some of her losses. She is not sure what to do next. "For now, we will have to wait," she said.   Continue reading...