A report from the Consumer Federation of America says car insurance companies may charge you more money for a quote if you used a small insurance company to cover your vehicle in the past.
The report says Allstate, Farmers and American Family all charged higher rates if your last insurance was with a smaller company like Titan or Safeco.
The Consumer Federation of America also found that the companies charged more to people who lived in one city versus another.
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Former Texas Insurance Commissioner J. Robert Hunter says the practice penalizes drivers in low income communities.