Irving officials are researching whether state law would allow the city to cap interest rates charged by payday lenders.
The move by Irving is a sign of the growing frustration Irving leaders have with state lawmakers, who they say have allowed the industry to operate without oversight.
Other North Texas cities -- including Mesquite, Richardson and Sachse -- have started to use zoning laws to limit where and how many payday lending outlets can operate. Irving officials began to do the same last month.
Sachse City Council member Bill Adams told The Dallas Morning News that payday lenders are using a loophole in the state laws in regards to what they're charging.
A spokesman for industry group Consumer Service Alliance of Texas, Rob Norcross, said payday lenders are providing a much-needed service to a sector of society who can't find help elsewhere.
