The Case for Adjusting Social Security Benefits to Help Lower-Income Workers

In a world of low interest rates, early claiming shouldn't be penalized as much as it is, and delayed claiming shouldn't be rewarded as much as it is

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Quick! Name a little-known industry that has blossomed over the past 20 years.

No, you can't say the internet. That's not little-known.


Here's my entry: the Social Security benefit-claiming industry.

Yup, it's a real industry in which thousands of financial planners offer an intricate service. They help us pick the best, most profitable time to start taking Social Security benefits. An army of software developers provides support.

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