Someone contacts you via email and says there is some problem with your bank account and you need to verify the account with a Social Security Number, bank routing number or birth date.
Personal information is taken from your trash, your office or from social media websites and used to steal your identity.
This scam preys on people trying to sell merchandise on craigslist or eBay. They will offer to pay you more than you are asking for the item with a cashier’s check, and then ask you to pay a portion of it back as a handling fee. The cashier’s check appears to clear the bank, but is eventually determined to be no good, leaving you without your merchandise and having paid a fee.
You receive an email claiming to be from the Microsoft Corporation, and they claim there is a problem with your computer and they need to install an anti-virus program for $99.You are then led to a website where the con “proves” there is a problem. Afraid of the consequences of inaction, you allow the con to take remote control of your computer and they actually install a virus and charge you for it.
You go onto a dating website to try to meet someone with whom you could share a good time. You meet a person who quickly expresses an interest in you. Unfortunately, it is really a con artist who builds an emotional bond with you and then starts asking you for money.
You receive a solicitation saying you can enjoy steep discounts on travel to many parts of the world by joining a travel club— for a fixed fee that is often in the thousands of dollars. You find out later that the discounted fares for cruises and other travel were either not as low as represented or not available.
A young person calls you pretending to be your grandson or granddaughter. They tell you they have been arrested for drunken driving or they are being detained for some other reason and they need you to wire them $3,000 or $1,700 or some other amount to get them out of trouble. They may have gotten your grandson’s name from social media or they may have just waited for you to say, “Is this Joey?” and then they continue the ruse.
You receive a letter or a phone call saying you may have won a foreign lottery. All you have to do to collect your winnings is to wire money to the caller for taxes or a “processing fee.” The fact is that foreign lotteries are illegal and if you have never entered a lottery, it’s impossible to win.