How to Find Out if You Live Near a Flood Plain | NBC 5 Dallas-Fort Worth

How to Find Out if You Live Near a Flood Plain

Detailed FEMA maps are available online



    (Published Thursday, Oct. 22, 2015)

    If you want to know how close you live to a federally-designated flood plain, there's a map for that.

    The Federal Emergency Management Agency's website allows people search detailed flood maps.

    All you need to do is just put in your address, and you can see a map of your neighborhood.

    Insurance companies use a number of factors in setting rates for flood insurance and rate the risk on a letter scale from A to X, said Dallas independent insurance agent Ken Davidson.

    "Homeowners' policies do not cover you for flood, whether it's your dwelling, your property or your contents," he said. "You have to secure a separate flood insurance policy."

    Davidson said more than 75 percent of Texans decide they can't afford it or don't need it.

    But he warned when a flood hits, it's too late.

    "You're buying insurance for claims and when that claim happens, you better make sure you have coverage," he said.

    Once you buy a policy, it takes 30 days to go into effect, he said.

    Click the link to find the FEMA flood maps.

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