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Consumer Reports: Group Gifting Made Easy

Holiday shopping can be stressful, particularly if you're organizing for a group gift.

For example, collecting everyone's money can be difficult. Mio Hinckson said she's heard every excuse in the book.

"I have to run to the bank or I don't have cash with me right now or I'll give it to you later," she said.

Consumer Reports looked at several websites designed to make group gifting easier.

Hipchip sells Visa gift cards as well as gift cards for dozens of restaurants and retailers. It sends out invitations and reminders for you, charging each contributor a $0.50 processing fee. The Visa gift cards carry an additional $5 to $35 fee, depending on the denomination.

Giftstarter goes beyond gift cards. How about a Sennheiser headset for a gaming co-worker, an Apple Watch for the recent graduate or a solar travel bag for a friend out to save the planet? But the 8 percent fee can boost the total quickly, especially on high-ticket items.

"The fee can be a bit pricey, but people need to decide if the convenience is worth it to them,"Consumer Reports' Nikhil Hutheesing said.

Another site, E-Gifter, charges no fees and offers gift cards for more than 250 retailers, restaurants and travel partners. You can invite people by Facebook or text message and each person can add a photo or record a video message that will be sent with the gift.

Meaning you and your crew can be big spenders, with very little effort. 

Consumer Reports says one important thing to note about these websites is that they don't offer refunds. If you're buying an actual gift, be sure to shop around and compare prices on the item so you don't end up paying more than you realize for the convenience. And remember to always read a site's privacy policy before placing an order.

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