If you don't like stepping into a bank, Bank of America may have an account for you.
Bank of America is testing a new account called "eBanking." It allows account holders to not have a minimum balance and waives monthly fees if customer bank online or use ATMs, but customers have to agree to go "paperless."
There's also a penalty of almost $9 if a customer makes a deposit or withdrawal with a teller in a bank.
Some consumers said they don't like the sound of that stiff penalty.
But most customers said they were willing to try it.
"As long as I can do everything I normally do through the ATM or online then I think that would probably be OK," Neville Crowell said.
The program hasn't come to North Texas yet, but Diane Wagner, a Bank of America spokeswoman, said the account could roll out in Texas in August.